Net Income and Capital

Mar 99 Year to Date

TOTAL KEYCORP

293,348

302,877

6,530,947

5,108,894

6,094,505

4,659,244

Net Income YTD

Economic Capital

Regulatory Capital

Total

ex-Goodwill

Total

ex-Goodwill

Total

ex-Goodwill

Key Community Bank

128,929

134,403

2,316,997

1,934,631

2,065,344

1,684,240

Core Banking

63,551

63,551

605,502

605,502

676,371

676,371

Retail Core Banking

51,918

51,918

416,895

416,895

541,170

541,170

Community Development

5,842

5,842

49,058

49,058

38,530

38,530

Mortgage Portfolio

4,378

4,378

138,667

138,667

94,207

94,207

Debit Card Services

1,429

1,429

572

572

348

348

Other Retail Banking

-16

-16

148

148

116

116

Commercial Banking

45,677

45,677

1,109,303

1,109,303

983,389

983,389

Upper Middle Market

21,421

21,421

406,976

406,976

306,311

306,311

Community Middle Market

17,720

17,720

403,121

403,121

310,545

310,545

Large Corporate

7,500

7,500

291,887

291,887

358,415

358,415

Small Business

17,511

17,511

185,338

185,338

7,789

7,789

Community Other

2,333

7,806

416,854

34,488

397,434

16,330

Mortgage Servicing

127

127

5,916

5,916

4,063

4,063

Other Community

-3,497

1,950

404,267

22,825

390,843

10,657