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McDonald Investments Other - Secondary LOB MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Deposits 0 NA 0
Non Interest Expense -267 3.95% -11




Goodwill 0 NA 0




Miscellaneous Assets 0 NA 0




Fixed Assets 0 NA 0




Fiduciary Assets 0 NA 0




Capital Allocation

-11




Net Income (YTD)

28




Annualized Return on Equity

-1051.27%

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