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McDonald Branches - Secondary LOB MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Deposits 0 NA 0
Non Interest Expense 24,955 3.95% 985




Goodwill 0 NA 0




Miscellaneous Assets 0 NA 0




Fixed Assets 199 7.50% 15




Fiduciary Assets 0 NA 0




Capital Allocation

1,000




Net Income (YTD)

2,579




Annualized Return on Equity

1031.51%

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